Time, money and meaning: Rethinking what wealth really is

15 January

Ask ten people what wealth means and you’ll likely get ten different answers. For some, it’s a certain number in the bank, a paid-off home, or the freedom to stop worrying about bills. For others, it’s less tangible — time, health,...[Read More]

Superannuation may initially seem like a distant concern, but early engagement and strategic planning can transform it into a critical asset for future

15 January

Being young comes with a whirlwind of experiences and financial priorities, often pushing thoughts about retirement and superannuation to the back burner.    Initially, for many young individuals, superannuation feels like a distant concern,...[Read More]

Ethical investing: What makes it an attractive investment strategy

15 January

Ethical investing has been gaining prominence over the last few decades. Find out what makes it an attractive investment strategy in this post.   The investment technique known as ethical investing prioritises the investor’s moral, religious and...[Read More]

Financial freedom comes from disciplined planning, timely investments, and wise decision-making

15 January

The importance of personal financial planning can’t be overstated, regardless of your age. Proper financial planning can offer a safety net for you and your family while giving you the freedom to make informed choices. Many adults worry about the...[Read More]

The benefits and challenges with buying a property off the plan

15 January

Buying property off the plan offers numerous benefits, but it also comes with some challenges.  This guide will explore the advantages and disadvantages to help you make an informed decision.   Advantages of Buying Off the Plan More Customisation...[Read More]

Why we need to be educated about life insurance

15 January

In today’s fast-paced world, we wake up each day surrounded by innovations, gadgets, and new technology designed to make life easier or more exciting.  From the latest smartphones to smart home devices and subscriptions, we often don’t hesitate...[Read More]

Rate hike ‘risks hurting’ fragile consumer sentiment

15 January

Waning consumer confidence could give the Reserve Bank pause as it mulls hiking interest rates at its next meeting. Household spending data released by the Australian Bureau of Statistics on Monday showed consumers were gathering steam late last...[Read More]

High cash rates no barrier to housing boom, data shows

15 January

Three Reserve Bank interest rate cuts were widely credited with accelerating growth in property values last year, but historical data shows the most drastic price surges aren’t always due to falling borrowing costs. The 8.6 per cent increase in...[Read More]

RBA official’s advice to borrowers over inflation data

15 January

The Reserve Bank’s deputy governor has brushed off a surprisingly soft inflation print, reiterating to borrowers they should not expect any more mortgage relief soon. Inflation figures released by the Australian Bureau of Statistics on Wednesday...[Read More]

Oasis tour tunes up economy but clouds rate cut hopes

15 January

Australians splashed out on Black Friday sales, concerts and sporting events, putting household spending on track to exceed central bank forecasts. Household spending rose one per cent in November, the Australian Bureau of Statistics revealed on...[Read More]

Understanding powers of attorney, enduring powers of attorney and advance care directives, and why getting advice matters

8 January

As we move through life, we plan for many things — work, family, retirement and finances. Yet one area that is often overlooked is planning for a time when we may not be able to make decisions for ourselves. This is where documents like a Power of...[Read More]

Happy new ‘calendar’ year: A smarter start from a tax and accounting perspective

8 January

The start of a new calendar year is more than just a fresh page in the diary — it’s an opportunity to reset, refocus and set yourself up for a smoother financial year ahead. From a tax and accounting point of view, January is the perfect time to...[Read More]

Trauma insurance: The “living insurance” we rarely talk about (but probably should)

8 January

We live in a world where a cracked phone screen feels like a five-alarm emergency. Within hours, we’ve researched, compared, upgraded and insured the latest piece of technology. Yet when it comes to protecting ourselves — our health, income,...[Read More]

Key differences between self-managed super funds (SMSF) and conventional super

8 January

Superannuation is an essential part of planning for retirement in Australia. For most people, it quietly grows in the background through employer contributions and investment earnings.  But did you know there’s more than one way to manage your...[Read More]

Top 10 strategies for successful commercial real estate investment

8 January

When considering the purchase of commercial property, it’s crucial to take a strategic approach, as the implications of your decisions can significantly affect your financial outcomes.    Here are some key factors to consider:   Top 10 Factors...[Read More]